Free Company Credit Check UK
3 full company credit checks — completely free. No credit card, no trial that auto-renews. Get a complete credit score, financial ratios, Gazette insolvency screening, and director background check for any UK company.
3 free checks to start · No credit card required
Get a preliminary signal instantly · full report free after signup
What you get for free
3 Free Checks to Start
No credit card. No trial period that auto-charges. Every new account gets 3 full credit checks free.
Full Credit Score
The free tier includes the complete composite 0–100 credit score, not a dumbed-down preview. All 12 scoring factors computed.
Financial Ratios
19 financial ratios across liquidity, leverage, profitability, and efficiency — computed automatically from the filed accounts.
Background Check
Active directors, PSCs, OFSI sanctions screening, and registered charges — all included in the free tier.
Gazette Screening
Free Gazette insolvency notice check — winding-up petitions, administration, CVA. Most tools charge extra for this.
PDF Report Export
Export a full PDF credit report from the free tier. No upgrade required for basic reporting.
How does FinancialInsight compare to paid tools?
| Feature | FinancialInsight (Free) | Creditsafe | Experian |
|---|---|---|---|
| Credit score | ✅ Free | £2–8/report | £5–15/report |
| Financial ratios (19) | ✅ Free | ✅ Paid | ✅ Paid |
| Director background check | ✅ Free | ✅ Paid | ✅ Paid |
| Gazette insolvency check | ✅ Free | ✅ Paid | ✅ Paid |
| Sanctions screening | ✅ Free | ✅ Paid | ✅ Paid |
| PDF export | ✅ Free | ✅ Paid | ✅ Paid |
| AI narrative report | ✅ Free | ❌ | ❌ |
| Contract required | ❌ No | ✅ Yes | ✅ Yes |
| Credit card needed | ❌ No | ✅ Yes | ✅ Yes |
Competitor pricing indicative; varies by plan and volume.
Frequently asked questions
Yes — every new account gets 3 full credit checks with no credit card required, no trial that auto-renews, and no hidden fees. The free checks include the complete credit score, all 19 financial ratios, director background check, Gazette insolvency screening, and PDF export.
Nothing — every check includes the full platform: credit score, background check, financial ratios, Gazette screening, AI news search, and PDF export. The first 3 checks are free; after that you buy credits as you need them, from £10 for 5 analyses down to £1.20 each in the 50-pack. No subscription, and credits never expire.
Yes — a free account (email + password, or Google sign-in) unlocks your 3 free checks, saves your analysis history, and enables PDF export. No credit card is asked for at any point during sign-up.
FinancialInsight sources data from free UK government APIs (Companies House, The Gazette, OFSI, HMRC) rather than purchasing data from commercial bureaus. This eliminates the per-report data cost that forces traditional credit agencies to charge much more per report.
Every new account includes 3 free credit checks. Each check is a full analysis — credit score, ratios, background check, Gazette screening, and AI news search. When you need more, credit packs start at £10 for 5 analyses and go as low as £1.20 per analysis. Credits never expire.
Start your free company credit checks
3 free checks · No card · Takes 30 seconds to sign up