Official UK government data · Claude Opus AI

Credit-check any
UK company in 60 seconds

AI-powered credit score, solvency analysis, background check, Gazette insolvency screening, and news search — all from official UK sources. 3 free checks to start.

No subscription Credits never expire Official UK data only No data resellers
financial-insight.uk/app
A

ACME TRADING LTD

No. 04217398 · YE 31 Mar 2024

1 alert
Credit ScoreAI ReportBackgroundNewsFilings

Credit Score

72

/100

Medium Risk

Key Indicators

Altman Z'-Score2.4
Current Ratio1.8x
Net Margin12.4%
Gearing4.2x
Built on official UK data
🏛️Companies House📰The Gazette⚖️OFSI💼HMRC📊ONS

60s

Average time to result

19

Financial ratios computed

5

Official UK government sources

100%

Official data — no resellers

The Platform

Everything you need to assess any UK company

One platform. Five official data sources. Instant answers.

A composite credit score built from 12 weighted factors

Get an instant 0–100 credit score built from Altman Z-Score, liquidity ratios, leverage metrics, filing compliance, Gazette notices, and more. Score adapts intelligently when data is limited.

  • Altman Z'-Score: solvency & bankruptcy prediction
  • Beneish M-Score: earnings manipulation detection
  • 19 financial ratios across 4 categories
  • Red flag detection with severity ratings

Credit Score

72/100

Medium Risk
Altman Z'-Score
78
Liquidity
65
Filing Compliance
90
Gazette Notices
100
Leverage
45

Simple & Fast

From company name to credit verdict in under 60 seconds

🔍
01

Search any UK company

Enter a company name or number. We instantly pull the latest data from Companies House, The Gazette, HMRC, OFSI, and ONS.

02

Claude Opus analyses in seconds

Our AI parses the filed accounts, computes 19 financial ratios, screens for insolvency signals, checks sanctions, and searches recent news.

03

Get a clear, actionable verdict

A 0–100 credit score with plain-English commentary, risk alerts flagged by severity, and a downloadable PDF report.

Why FinancialInsight

More than Companies House.More affordable than credit bureaus.

Companies House gives you raw data. Credit reference agencies charge £30+ per report. We give you AI-interpreted insights from official sources at a fraction of the cost.

Feature
FinancialInsightfrom £1.20
Companies HouseFree, manual
CRA Reports£30–£50 each
Credit score (0–100)
Varies
AI narrative report
Gazette insolvency screening
Manual
OFSI sanctions screening
Varies
Director background check
Manual
Recent news search (AI)
Time to result
60s
30m
5m
Cost per check
from £1.20
Free
£30+

CRA = credit reference agencies (Experian, CreditSafe, etc.) · Prices and features approximate

What our users say

Trusted by credit teams across the UK

From solo accountants to enterprise procurement teams.

"I used to spend 30 minutes manually cross-referencing Companies House, then separately checking the Gazette. FinancialInsight does all of that in under a minute, with an actual credit score at the end. It's changed how our team vets new customers."
SM

Sarah Mitchell

Credit Controller · Regional manufacturing group

"We use it to screen new audit clients during onboarding. The Gazette insolvency check and director sanctions screening gives us confidence we're not taking on an undisclosed risk. The PDF report is clean enough to share directly with partners."
JO

James Okafor

Partner · Mid-market accountancy firm

"Our procurement team used to rely on gut feel for supplier financial health. Now we run every supplier above £50k through FinancialInsight before contract sign-off. The year-on-year deterioration flags have already caught two suppliers heading into trouble."
PS

Priya Sharma

Head of Procurement · Tech company, 400 employees

Who it's for

Built for every team that deals with company risk

💼

Credit Controllers

Vet new customers before extending payment terms. Set data-backed credit limits, not guesswork.

Credit limitsPayment termsRisk tiers
📐

Accountants

Screen new clients during onboarding. Spot financial distress signals early. Export branded PDF reports.

Client onboardingDue diligencePDF reports
🏭

Procurement Teams

Screen suppliers before signing contracts. Catch solvency deterioration in your supply chain before it disrupts you.

Supplier vettingSolvency checksSupply chain
⚖️

Compliance Officers

Screen directors against UK sanctions. Check for disqualified officers. Verify VAT registrations.

AML screeningSanctionsKYB checks

Pricing

No subscription. Pay only for what you use.

Start with 3 free checks. Credits never expire — use them whenever you need.

3 free checks

£0

No card needed

5 checks

£10

£2.00 each

10 checks

£16

Save 20%

£1.60 each

25 checks

£35

Save 30%

£1.40 each

Every check includes credit score, background check, AI report, Gazette screening, and news search.

See full pricing details →

Frequently asked questions

Everything you need to know before getting started.

Know who you're doing business with.

Credit controllers, accountants, and procurement teams use FinancialInsight to make faster, safer decisions — backed by official UK data.

No credit card · No subscription · Credits never expire